As long as you pay your monthly premiums, you can relax knowing that there is enough money aside to cover whatever you may leave undone.
Because Whole of Life Insurance has no expiration date, you’re guaranteed a pay-out. This might be suitable if you want to make sure you’re covered no matter what.
Whole of Life cover can be expensive when compared to Level Term or Decreasing Term Life Insurance because a claim is inevitable.
Whole of Life policies can be taken out by anyone at any age, however if you’re older with no mortgage and no dependents you could use whole of life to leave an inheritance or to cover the costs of your funeral.
Those who’re in good health can benefit from more favourable premiums, as you’ll need to provide medical information at the point of application to help insurers calculate your monthly premium.
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Covering you for a fixed period of time, this type of policy will pay out should you pass away within the selected period.
Used primarily to protect your home/mortgage which pays out less as time goes on.
Our most requested policy, guarantees a sum to be paid when you die with no expiry date.
Pays out if you develop one of a pre-defined list of critical illnesses whilst you are alive.
We are proud to offer over 50’s with our non medical cover which you will be guaranteed to cover.
You can name the beneficiary of the cover, giving you piece of mind that the right person receives the sum insured.
The guidance and/or information contained within this website is subject to United Kingdom (UK) regulatory regime and is therefore restricted to clients based in the UK. Simply Covered Limited, company number, 15247145, is registered with the Data Protection Act 1998 Registration No: ZB619632 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 1013170 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1988 Registration No: ZA178200
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